Tjx stores have a deal with sychrony bank who issues the cards and determines the interest rates. Tjx stores are required by synchrony to open a certain number of new card accounts. It has a bonkers high interest rate and 10 dollars for every 200 you spend is ridiculous. Store credit cards usually aren’t a good way to build credit. How interest is calculated your interest rate the apr for purchases is the prime rate plus 23. 74%.
So i have the tjx credit card and just received a notice in the mail that my interest rate is going to be raised to 34. 99 in june. Also, i receive my bill in the mail as i don’t do well with keeping up.
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